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What’s Considered a Natural Disaster, and Am I Covered?

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

A guide to defensive driving

A guide to defensive driving

Driving is something most of us need to do every day, but we often forget how dangerous it can actually be. These defensive driving tips can help keep you safe on the road, protect other drivers, and even save you some money. What is defensive driving? Defensive driving is an approach to driving that involves anticipating danger, following safety procedures, and having a proactive attitude...

5 Car Insurance Myths Debunked

5 Car Insurance Myths Debunked

Car insurance is a necessity that can’t be avoided, but you need accurate information to choose the best policy. Unfortunately, several myths exist that could steer you in the wrong direction. Our local agents are here to dispel these myths and make the process of buying auto insurance simple, fast, and affordable. Myth: Older drivers always pay more for auto insurance. You may have heard...

5 Types of Car Insurance Explained

5 Types of Car Insurance Explained

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...